Helping Homebuyers Make Confident Decisions

Buying a home is one of the biggest financial decisions you'll ever make. Whether you're purchasing your first home, using your VA benefits, relocating for a PCS, refinancing, or simply exploring your options, my goal is to give you the knowledge and guidance to make confident decisions every step of the way.

Hi! I'm Tracy Roberts, a Mortgage Broker with Mountain State Financial Group, licensed in North Dakota, South Dakota, Minnesota, and Colorado.

For more than a decade, I've helped homebuyers navigate the mortgage process with honest communication, personalized guidance, and straightforward answers. I believe mortgages shouldn't be confusing, and I'm passionate about helping my clients feel informed and confident from application to closing.

As a Marine Corps spouse and parent of an Air Force service member, I understand the unique challenges military families face during relocations and PCS moves. Helping veterans and active-duty families achieve homeownership is one of the most rewarding parts of my career.

Over the years, I've learned that one of the biggest obstacles for homebuyers isn't qualifying for a mortgage—it's simply understanding the process. That's what inspired me to create Ask Tracy—a place where you'll find real answers to real mortgage questions, explained in plain English.

II answer questions from first-time buyers, veterans, military families, homeowners, and anyone who wants to better understand their mortgage options before making one of life's biggest financial decisions.

Whether you're ready to buy today or simply planning ahead, I invite you to explore Ask Tracy and find the answers you're looking for. And when you're ready, I'd love the opportunity to help you achieve your homeownership goals.