Loan Programs

Which Mortgage is Right for You?

There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.

Fixed Rate

A home loan with an interest rate that remains the same throughout the entire term, providing predictable monthly payments.

Adjustable Rate Mortgage (ARM)

A mortgage with an interest rate that may change periodically, based on market conditions, which can lower or raise monthly payments.

Interest Only

A loan where you pay only the interest for a set period, resulting in lower initial payments, with principal payments beginning later.

Reverse Mortgage

A loan for homeowners 62 or older, allowing them to convert home equity into cash without monthly payments, with repayment due when they move or sell the home.

Conventional Loans

Standard home financing options often requiring a solid credit history and stable income, offering flexible terms and competitive interest rates for buyers with stronger credit profiles.

FHA Home Loans

Home loans designed for buyers with smaller down payments or lower credit scores, making homeownership more accessible with flexible qualification standards.

VA Loans

Home loans for eligible veterans and active-duty service members, offering benefits like no down payment and no private mortgage insurance.

Jumbo Loans

Mortgages exceeding conventional loan limits, used to finance high-value properties, typically requiring higher credit scores and larger down payments.

Main Office:

9035 Wadsworth Parkway Suite 3400

Westminster, CO 80021

Phone: (720) 838-1246

Bismarck Office:

1600 E Interstate Ave, Ste 4

Bismarck, ND 58503

Phone: (701) 955-0597

Bismarck Office:

1600 E Interstate Ave, Ste 4

Bismarck, ND 58503

Phone: (701) 955-0597