HELLO! MY NAME IS KRAY OLSON,

and I'd like to thank you for taking a little time out of your busy day to learn more on how I will work for you. I believe it's important for you to know who you are working with especially when they are providing you with something as significant as your home mortgage. First and foremost, I'm a husband, father, youth sports coach, outdoor enthusiast, and active member of our community. I'm also a licensed mortgage broker, serving clients in North Dakota, Minnesota, and Colorado. As important as it is for you to know who I am, it's equally so, I believe, that I to get to know each and every one of my clients. That understanding doesn't just build trust; it also gives me all the information I need to get you the very best mortgage the market has to offer.

Mountain State Financial Group works directly with more than 20 different lenders throughout the United States. Instead of walking into my office and saying, 'here's today's rates', I find the best loan for you. All lenders specialize in different products for different needs and I will do the shopping to find you the best fit. Whether you are purchasing your first home, planning a big move, or would like to refinance your property, my methodical yet personal approach in the way I offer my services as a mortgage broker guarantees the best loan option with the lowest rate and costs.

You could say I'm a detailed numbers guy at heart, as I started my career as a Chemical Engineer and then transitioned to finance. I earned a Master of Project Management from the University of Mary, an MBA from North Dakota State University, and I now apply these tools to ensure financial mortgage savings for you. My attention to detail provides an accurate application and a proactive loan management process that ensures a flawless mortgage experience. Work with me, and you'll have a pre-approval within the hour, allowing you to close on your new home in a matter of weeks.

Ultimately the mortgage business is more about people than the numbers. That's why I emphasize great communication. Not only am I available morning, noon, and night, but I keep you informed along the way so you never wonder what is the status of your loan or what step is coming next. Coupling this focus on service with no origination and no underwriting fees, provides you with the best service for the lowest cost I say let's keep more of your money right where it belongs: in your pocket.

When it comes to buying a new home, I make the most important step the easiest step. Please give me a call anytime at (701) 425-2223 so we can get started!