New Home Buyers

Step by Step

Every home loan is different – and so is every home buyer. That is why Mountain State Financial Group offers new home buyers a personalized approach to loan acquisition. Whether you would like a loan to purchase your very first home, a refinance which would reduce your interest rate or consolidate your debt, or a more specialized mortgage product, you can count on us to tailor the perfect solution for your unique needs.

4. Collect required documentation in a timely manner, submit loan
5. Get conditionally approved

Sometimes you won’t have to do anything at this stage, sometimes you will need to collect more documents

6. Wait for title work and the appraisal to be completed
7. Address any final conditions
8. Schedule a closing date
9. Review the closing disclosure
10. Close the loan

GETTING YOU OUR BEST PRICE AND RATE

Your BEST INTEREST IS OUR TOP PRIORITY

Your first mortgage is crucial to your future financial success. Place your trust in an experienced mortgage partner who always keeps your best interests in mind! Home loans are not cookie cutter, which is why we will review with you such things as how long you expect to live in the home, the current interest rates available, and the closing costs to determine which mortgage solution provides the lowest total cost to you during your expected time in that home. We exclusively work alongside reputable financial companies. We carefully supervise the loan process and communicate regularly with our client to ensure all conditions are met before the closing date arrives. That is how we make certain you won’t meet any unwelcome surprises at the closing table.